Promise for Today - Plugging In

You will receive power when the Holy Spirit comes on you.

Acts 1:8 (NIV)

Real Christians don’t just talk about God; they experience God. And they’re able to do that through the power of the Holy Spirit... Jesus gave his followers instructions, but he didn’t expect them to carry them out on their own. It’s like he was saying, “The Holy Spirit is going to give you the power you need to do what I want you to do.”

Just after Jesus made this promise, he was taken up into heaven. And his followers waited and prayed. Then, on the day of Pentecost, God gave them the Holy Spirit.

There’s a direct connection in your life, too, between prayer and the power of God’s Holy Spirit. 

Much prayer, much power. Little prayer, little power. No prayer, no power.

If you don’t ever pray, I guarantee you that you’re not seeing God’s power at work in your life. And you don’t have the energy to get everything done that God wants you to get done.

A while back, I went to the kitchen one morning to make a protein shake. I was pushing all the buttons on the blender and could not get it to work. Then I realized it wasn’t plugged in.

Your life is the same way. You may be a Christian. You may be on your way to heaven. But if you’re not plugged in to the Holy Spirit’s power, you don’t have any energy to do what God has made you to do.

So, today, start plugging into God’s Spirit through prayer. You can pray about anything. The Bible says we’re to come to God as little children. Little children are bold with their parents; they just blurt out whatever is on their heart. In the same way, your heavenly Father wants you to talk to him about anything and everything.

The more you pray, the more you’ll find yourself connected to the power of God’s Holy Spirit and energized to do all he has made you to do.

Talk It Over

God doesn’t expect you to carry out his work on your own; he gives you his Spirit. What does this tell you about God?

When have you experienced a connection in your life between prayer and God’s Spirit? (Maybe you weren’t praying much and didn’t experience God’s Spirit, or perhaps you were praying a lot and could clearly see God at work in your life.)

In what area of your life right now do you need to ask God for more of the Holy Spirit’s power?

 - by Pastor Rick

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Prayer:

Father,

          Thank You for sending the Holy Spirit to dwell within us. We ask that You fill us afresh today -  Holy Spirit, we welcome Your presence in every area of our lives. Remove any spiritual dullness, awaken our souls to Your truth, and guide our steps in Your will. Teach us to walk in the Spirit, to be led by You rather than by our own desires. Let Your wisdom be our guide, Your peace our foundation, and Your power our strength.
        Lord, we surrender our fears, pride, and habits that hinder Your work. Fill the gaps in us where You see need — in our hearts, our minds, and our actions. We pray that You will teach us how to “war” in the Lord, using Your Word as our sword and Your Spirit as our strength.
       Holy Spirit, we trust You completely, knowing that You are our strength and our shield. We desire to be a vessel of Your power, to reflect Your fruit — love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control. May Your fruit be ever present in our daily lives. In Jesus’ Name, we pray. Amen

Promise for Today - Void of Power

Guest author, Christopher Glotzbach

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But mark this: There will be terrible times in the last days. People will be lovers of themselves, lovers of money, boastful, proud, abusive, disobedient to their parents, ungrateful, unholy, without love, unforgiving, slanderous, without self-control, brutal, not lovers of the good, treacherous, rash, conceited, lovers of pleasure rather than lovers of God — having a form of godliness but denying its power. Have nothing to do with such people.
2 Timothy 3:1-5

I was heading over to our rentals to mow. I normally mow with our zero-turn, then hop off to weed eat. But our new tenants have been parking in a way where I have to weed eat a pretty large section. So this time I thought ahead and decided to bring along my push mower. Only problem — I hadn’t used it all year, and it’s battery-operated... And I couldn’t find the batteries. I looked and looked… and looked.
Nothing.

It’s frustrating when things are void of power - and more than frustrating, I would argue, worthless - useless. 

I don’t know about you, but I don’t want to be useless. But the reality is, without the power of the Holy Spirit, we are. The Holy Spirit gives us power. Scripture reminds us in Acts 1:8: “But you will receive power when the Holy Spirit comes on you; and you will be my witnesses in Jerusalem, and in all Judea and Samaria, and to the ends of the earth.”

Thankfully, I eventually found the batteries, and the mower fired right up. But you know what? Our tenants were gone, so I didn’t have to use it. So it came with a teachable moment and a reminder that to be useful in the Kingdom, I need to be tethered to the Holy Spirit.

In John 15:5, Jesus reminds us — apart from Him, we can do nothing.

What about you? Where are areas in your life where it might appear to be operating well, but it is void of the Power?

 
My prayer today:

God, 

         Thank You for the reminder that every good and perfect gift is from You. Forgive me when I walk in the thought that I can rely on my own strength, and help me rest in the peace that everything I need — You have. Help me rely not on my own strength, but in the strength that You give through the Holy Spirit. What a beautiful gift that is. Help me to continue to run after You — for You are worthy of it all.
Amen.

Promise for Today - Promise, Purpose, Place, and Plan of Tithing

The purpose of tithing is to teach you always to put God first in your lives.

Deuteronomy 14:23 (TLB)

God often blesses the areas of our lives where we put him first. That’s why, when it comes to finances, he calls us to put him first with our money. This is the principle of tithing: Giving the first 10 percent of your income back to God.

The Bible provides a framework for understanding tithing. Four passages explain its promise, purpose, place, and day.

Proverbs 3:9-10 gives the promise about tithing: “Honor the LORD with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine” (NIV). When we honor God with the first part of our income, we can trust him to provide for our needs.

Why does God tell us to tithe? Deuteronomy 14:23 says in The Living Bible paraphrase, “The purpose of tithing is to teach you always to put God first in your lives” (emphasis added). God doesn’t need your money, but he wants what it represents: your heart. He wants you to trust him.

Where should you tithe? Do you tithe to your local food pantry? Or do you tithe to your brother who’s been out of work for three years? No, that’s charity. Tithing isn’t charity; tithing is an act of worship. It goes to God.

Malachi 3:10 says, “‘Bring to the storehouse a full tenth of what you earn . . . Test me in this,’ says the LORD All-Powerful. ‘I will open the windows of heaven for you and pour out all the blessings you need’” (NCV). The storehouse is the temple, or the place where you worship God.

When are you supposed to tithe? The Bible points to the first day of the week as a pattern. First Corinthians 16:2 says “On the first day of each week, you should each put aside a portion of the money you have earned” (NLT). When you give to God on the first day of the week, during the first part of your day, and from the first part of your money, you’re declaring, “You’re really number one in my life.”

Notice that the verse says to “put aside.” Tithing should not be an impulsive thing. You’ve got to plan for it so that you are honoring God’s plan and purpose for tithing.

As you put God first and trust him with your finances, you’ll discover that he is faithful to keep his promises and care for your needs.

Talk It Over

In practical terms, what does it mean to you to give God the first part of your income?

Why do you think God wants you to tithe to your church and not to another cause?

How do you need to plan today so that you can be faithful in tithing?

- by Pastor Rick

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Prayer:

Father, 

         We come before You with grateful hearts, thanking You for every blessing You have poured into our lives. Everything we have - strength, resources, and opportunities - comes from Your hand. We honor You with the firstfruits of all we earn, giving You our tithe with love and obedience, not out of compulsion but as an act of worship. 

        Lord, we trust You completely with our finances. Remove any fear, doubt, or selfishness from our hearts. Help us to give cheerfully, knowing that when we honor You, You will continue to provide for all our needs. 
       Bless our tithe and use it for Your glory, for the work of Your kingdom, and for the needs of Your people. May it bring overflow in provision, peace, and purpose. In the words of Malachi 3:10, open the windows of heaven over our lives, so that there may be room enough to receive Your blessing. We offer You praise and grateful hearts for Your faithfulness and ask that our giving be a testimony of our trust in You. In Jesus’ Name we pray,  Amen.

Promise for Today - Where Your Treasure Is

Where your treasure is, there your heart will be also.

Matthew 6:21 (NIV)

Yesterday we talked about investing in eternity by using your money to grow your character, to encourage fellowship in the body of Christ, and to serve others in need. There are two more funds that you should invest in so that you can yield eternal dividends in heaven.

God’s Global Fund. 

This is when you use your money to share the Good News and bring people to Jesus. Luke 16:9 says, “Use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings” (NIV).

Is this verse saying that you can buy friends? Not at all. It means that God wants you to invest in things that help get people into heaven so that when you get to heaven, they will welcome you there. It’s the greatest investment of your life. Is anybody going to be in heaven because of you?

God’s Treasury Fund. 

This is when you give money to God as an act of worship.

God’s promise in The Living Bible paraphrase of Proverbs 3:9-10 says this: “Honor the Lord by giving him the first part of all your income, and he will fill your barns with wheat and barley and overflow your wine vats with the finest wines.” The “first part of all your income” is your tithe—the 10 percent of your earnings that you give to God through your church.

The Bible says that wherever your treasure is, your heart will also be there. If what’s most important to you are the things of this earth, then every day you are moving further away from your treasure—because every day you are here on earth, you’ve got one less day to invest in eternity. You’re moving further and further away from the things you’re going to leave behind.

But if you’re investing in God’s funds and using your money to serve God’s purposes, then you’re storing up treasure in heaven every day. You’re getting closer and closer to your treasure instead of further away.

Missionary Jim Elliot once said, “He is no fool who gives what he cannot keep to gain what he cannot lose.”

How will you show God that you are ready to start using your money to invest in eternity?

Talk It Over

What can you start doing with your finances that will help bring people to Jesus?

Why does tithing and being faithful with our finances require planning?

When have you used your money to invest in eternity? How have you experienced God’s blessing through that?

- by Pastor Rick

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Prayer:

Father, 

          Thank You for entrusting us with time, talents, and treasures that are not our own but gifts from Your hand. Teach us to see beyond the temporary and to value what lasts forever. Guard our hearts from distractions that pull us toward selfish gain, and give us wisdom to sow into what matters to You—loving people, sharing Your truth, and serving with humility. Strengthen our faith so that we may persevere in doing good, even when the results are unseen. Help us to live each day with eternity in mind, storing up treasures in heaven where nothing can destroy them. May our lives echo Your love, and may our investments in Your Kingdom bring glory to You.  In Jesus’ Name we pray, Amen.

Promise for Today - Wise Investments

They should be rich in good works and generous to those in need, always being ready to share with others. By doing this they will be storing up their treasure as a good foundation for the future so that they may experience true life.

1 Timothy 6:18-19 (NLT)

You are going to enjoy forever what you invest in heaven, and you invest in heaven every time you use money for good.

So what’s the best way to store up your treasure in heaven? Any financial advisor will tell you not to put all your eggs in one basket. Instead, you put your money into different funds for a balanced portfolio.

Today and tomorrow, we’re going to look at five different “funds” you can invest in for eternity. These funds are proven. They have a track record. They’re protected. They are risk-free. And they yield enormous dividends.

God’s Growth Fund. 

This is any time you invest in something that is going to grow your character. Proverbs 10:16 says, “The earnings of the godly enhance their lives, but evil people squander their money on sin” (NLT).

You enhance your life with your money when you use it to grow spiritually, intellectually, and emotionally. When you use money to develop your skills and become mature, you are investing in eternity.

God’s Mutual Fund. 

This is every time you use money to encourage fellowship and build relationships with other believers. Romans 12:13 says, “When God’s people are in need, be ready to help them. Always be eager to practice hospitality” (NLT).

Why does God want you to use some of your money to show love to other believers? There are three reasons: It proves that you’re in God’s family. It creates unity. And it’s a witness to unbelievers.

God’s Service Fund. 

This is when you invest in eternity by using money to serve others. God wants you to take some of your money and use it to help people who are in need.

Proverbs 11:24 says, “One person gives freely, yet gains more; another withholds what is right, only to become poor” (CSB). In other words, the more you help others, the more God blesses you. Why? Because God is a giver. He is generous, and he wants you to become like him.

You’ll find yourself becoming more and more like God as you invest in your character, other believers, and people in need.

Talk It Over

Do you spend money on things that ultimately damage your character? What could you direct that money toward to build your character instead?

Why is it important to demonstrate to people that you are in God’s family by taking care of other believers?

What is your motivation for being generous? How does your motivation affect your generosity?

- by Pastor Rick

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Prayer:

Father,

          We come before You, asking for Your wisdom, insight, and discernment so that we may serve others with clarity, compassion, and truth. Open our eyes to see the needs of others, to understand their situations, and guide us in how to meet them in love and faithfulness. Grant us the discernment to act with integrity, to speak with truth, and to lead with humility. May Your Spirit fill us with wisdom that is pure, peaceable, gentle, and full of mercy (James 3:17), so that we can grow and help others grow in their walk with You.
     We trust in You completely, knowing that if we lean not on our own understanding but on Your guidance, You will make our paths straight (Proverbs 3:5-6). Help us to avoid the pitfalls of pride and self-reliance, and instead to rely on Your wisdom in every decision that affects others. 

     Father, may our words be a blessing, our actions a testimony, and our hearts a channel of Your grace. In Jesus' Name we pray. Amen

Promise for Today - No Worries

And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.

Philippians 4:19 (NLT)

You can be a hero one day and a zero the next day, a millionaire one day and bankrupt the next. No matter how much you make or how much you save, finances are an uncertain part of life.

So you worry. But what does the Bible say about worrying over money?

1. It’s unreasonable. 

Matthew 6:25 says, “Do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes?” (NIV). You’re going to have fears in life, but you don’t need to fear a lack of finances. Even bankruptcy does not have to defeat you. Life is more than just the accumulation of things. Be concerned about what’s truly important.

2. It’s unnatural. 

Jesus reminded people that there’s no need for God’s creation to worry: “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?” (Matthew 6:26 NIV).

3. It’s unnecessary. 

Financial fears come from a misunderstanding about God and what he’s promised to do for you. He’s assumed responsibility for your needs. Jesus said, “See how the flowers of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field . . . will he not much more clothe you—you of little faith?” (Matthew 6:28-30 NIV). God is your Father; you are his child. He knows what you need better than you do and will provide for you in ways you may not expect.

When you worry, you’re trying to play God. You’re assuming responsibility for something that God has said he will take care of. Paul says in Philippians 4:19, “And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus” (NLT).

God knows what’s going on in your life—and in your wallet. He knows all your needs even before you ask. And you can trust him to take care of you.

Talk It Over

Sometimes money can feel like the most important thing in life. But what things in your life are actually more important than your finances?

How do you balance trusting in God and being a good steward of your finances?

What promises from Scripture encourage you when you start to worry about money?

- by Pastor Rick

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Prayer:

Father, 

          We come before You with hearts full of the choice to trust You. We know You are our provider, and You care for us and our families. Please lift up Your standard against every worry, fear, and anxiety in our hearts.
       We release and place our financial concerns into Your hands, knowing You will meet all our needs according to the riches of Your glory in Christ Jesus (Philippians 4:19). Help us to focus on Your kingdom and righteousness, and to live with gratitude for what You have already given us. Give us the wisdom to manage our resources in ways that honor You, and to be generous to those in need. We pray that You will open doors of opportunity to serve and to give to others in need. Provide for our needs, and bring peace to our hearts. In Jesus’ Name we pray. Amen

Promise for Today - When It Comes to Giving...

You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. ‘For God loves a person who gives cheerfully.’

2 Corinthians 9:7 (NLT)

When it comes to giving, God cares much more about what’s in your heart than what’s in your wallet. You may think you don’t have a lot to give. But what he really wants is your willingness—not your wealth. God cares about your heart in giving because your heart reflects him. He wants you to grow to be more like him and reflect a heart of generosity.

This verse offers four key heart attitudes you should have when you give.

1. Give thoughtfully. Don’t give impulsively. The most spiritual kind of giving is when you think about it, pray about it, and then make up your mind about it. God wants your giving to be important and meaningful in your life—so he wants you to plan for it.

2. Give enthusiastically. Don’t just think, “I have to give.” Give because you know God’s going to do something big in your heart when you become a generous person.

3. Give voluntarily. Any time someone pressures you to give, don’t do it. God’s not going to bless that kind of giving anyway. But when you feel God challenging you to give, that’s the time to give generously and voluntarily.

4. Give cheerfully. Give with joy! One of the Greek words for “offering” has the same root as the word “hilarious.” God wants you to enjoy giving to him and to others.

Next time you’re considering whether to give or how much to give, remember that God’s greatest concern is your heart. When you give thoughtfully, enthusiastically, voluntarily, and cheerfully, then you know that’s a gift God will bless!

Talk It Over

God wants you to give thoughtfully, enthusiastically, voluntarily, and cheerfully. Which of these attitudes is most difficult for you? Which is easiest for you? Why?

What is a healthy, proper way to respond in situations when you feel pressured to give?

What is God doing in your heart through your current giving habits and choices?

- by Pastor Rick

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Prayer:

Father,

        We come before You today with grateful hearts, asking that You shape our giving to be mindful, intentional, and aligned with Your will. Help us see every blessing — whether it is time, resources, talents, or love — as a gift from You, entrusted to us for Your glory and to help build Your kingdom.
      Remove from us any reluctance, fear, or selfishness that might hinder true generosity. Teach us to give not out of obligation, but from a place of joy and love for You. Let our giving reflect Your heart, marked by compassion, kindness, and patience. Guide us in how, when, and where to give, so that our acts of generosity are wise and purposeful, meeting needs without causing harm or imbalance. Whether it is through material support, time, encouragement, or acts of kindness, may our giving overflow with blessing for others and for You.
      Help us to give with a cheerful spirit, knowing that You are our Provider. May our lives become a channel of Your grace, bringing comfort, hope, and encouragement to those around us. In Jesus’ Name we pray, Amen.

Promise for Today - Keeping Record

Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.

Proverbs 21:5 (NLT)

If you want to be financially strong, you need to start writing down what you spend until you know where all your money is going. This is the principle of accounting. You’ve got to keep track of your finances!

Have you ever made it to the end of the month and wondered, “Where did all my money go?” Ignorance of your financial condition plus easy credit equals disaster.

You’ve probably heard this phrase: “Money talks.” It does not. It just walks away quietly, and it doesn’t tell you where it’s going. To know what you’re spending your money on, you have to keep good records.

When it comes to your finances, you need to keep good records of four things: what you own, what you owe, what you earn, and where it’s going. This kind of record-keeping is the framework for budgeting.
There are several ways to budget, and you need to figure out which one is best for you. You need to get online, get to your bank, get to your accountant’s office, get into your books—whatever it takes for you to get on track and understand your money so that it works for you and not against you.

Proverbs 23:5 says, “Your money can be gone in a flash, as if it had grown wings and flown away like an eagle” (GNT). That’s a pretty descriptive picture. If you don’t know where your money is going, it’s just going to fly away like an eagle. Fortunately, for those of us in the US, our government is kind enough to remind us of this by putting an eagle on every dollar bill!

The financial plan that God blesses starts with recognizing that he is your source of income and your security. Then, by keeping good records, you can more easily see how God is providing for you and blessing your good stewardship of his gifts.

Talk It Over

How can budgeting your money give you more freedom financially?

What steps do you need to take today to be able to better track and allocate your money?

How do you want God to bless you financially? In what ways are you being faithful to him with your finances?

- by Pastor Rick

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Prayer:

Father,

         Thank You for every resource You have placed in our hands. We acknowledge that all we have comes from You, and we are merely stewards of Your provision. We ask for wisdom in managing our finances—to make decisions that honor You, avoid unnecessary debt, and prepare for the future. Teach us to distinguish between needs and wants, to budget faithfully, and to invest wisely. Forgive us for, and protect us from, greed, pride, and scarcity thinking. Help us cultivate a spirit of generosity, trusting that You provide for all our needs. Let every financial choice bring stability, peace, and blessing. In Jesus’ Name we pray, Amen

Promise for Today - Time Delayed

Let us not become tired of doing good; for if we do not give up, the time will come when we will reap the harvest.

Galatians 6:9 (GNT)

I talk to people all the time who say, “One of these days, I’m going to . . . ” They promise to serve more or give more when they retire, or when they get a raise—one of these days.

But “one of these days” is none of these days. You can’t wait for things to get better; you need to start planting now. Why? Because the sooner you plant, the longer you’re going to enjoy the harvest in your life. But the harvest is not always going to come in your expected timeframe. There’s always a delay between sowing and reaping. You plant in one season, and you harvest in another.

You have to be patient and not give up!

This is one of the principles that the kingdom of God operates on. In Mark 4:26-28, Jesus says, “This is what the kingdom of God is like. A man scatters seed on the ground. Night and day, whether he sleeps or gets up, the seed sprouts and grows, though he does not know how. All by itself the soil produces grain—first the stalk, then the head, then the full kernel in the head” (NIV).

The results will come, but they will come slowly and as part of a process. And because it takes time, you have to choose to be patient: “Let us not become tired of doing good; for if we do not give up, the time will come when we will reap the harvest” (Galatians 6:9 GNT).

Choose to forget about last year’s crop failure. Instead, start focusing on the long-term harvest in your life. If you’re in financial difficulty, you didn’t get that way overnight. You took years to mess things up, and it’s going to take a while to put things back together. There is a time delay between sowing and reaping.

The Bible says in Psalm 126:5-6, “Those who plant in tears will harvest with shouts of joy. They weep as they go to plant their seed, but they sing as they return with the harvest” (NLT).

What loss have you been grieving over? Maybe you’ve lost your job. Maybe you’ve lost your health. Maybe you’ve lost a loved one. Maybe you’ve lost your savings. Maybe you’ve lost half of your retirement in the last few years. Maybe you’ve lost your dream.

Mourning is okay; moaning is not. Instead of moaning, get moving!

Today is the day to plant the seed.

Talk It Over

If you could give financial advice to your younger self, what would you say? What can you learn from your financial mistakes that you can apply to your current situation?

What past mistakes and financial failures do you need to let go of? What do you need to start doing today to move forward with your finances?

What do you want to receive more of in your life? How can you plant that seed so that you will one day reap your own harvest?

- by Pastor Rick

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Prayer:

Father,

          Just as the farmer waits patiently for the precious fruit of the earth, so we wait for the harvest of Your promises. Teach us to be like the husbandman—faithful in our labor, trusting in the early and latter rains of Your provision
      Thank You for the seasons You have given us, for the growth You have allowed in our lives, and for the foundation You have laid. We place our hope in You, knowing that if we hope for what we do not yet see, we wait for it patiently. Strengthen our hearts so that we do not grow weary in well-doing, for in due season we will reap if we do not give up.
       Lord, calm our anxious thoughts and fill our souls with peace. Let our patience be a reflection of Your goodness, and may our waiting be an opportunity to grow in faith, trust, and gratitude. We trust in Your sovereignty, for to everything there is a season, and we accept Your timing in every matter. Thank You for the harvest You have already begun to gather for us, and we look forward to the fullness of Your promises. May our patience be a light to others, showing them the beauty of waiting on You. In Jesus' Name we pray. Amen

Promise for Today - Reflection of the Generous

Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.

2 Corinthians 9:6-7 (NIV)

If a farmer goes out with a trailer load of beans and plants them in a barren field, what fruit does he expect to bear? Watermelon? Cucumbers? No, he’s going to get beans. He doesn’t doubt or question that outcome, because whatever you plant is what you’re going to get back.

This is the law of reproduction, and it applies to every single area of your life, especially your finances. Another way to explain the law of reproduction is this: You reap what you sow.

The Bible says in 2 Corinthians 9:6-7, “Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver” (NIV).

This can work either positively or negatively in your life. If you’re planting seeds of kindness, people will be kind to you. If you forgive others, they will be forgiving of you. If you’re generous, people will show generosity to you.

But if you are angry all the time, people will respond in anger. If you cheat other people, people are going to cheat you. If you gossip about other people, guess what? People are going to gossip about you.

The law of reproduction says that you reap what you sow. But the principle of multiplication says that you also always reap more than you sow.

When you put one kernel of corn in the ground, you don’t get one kernel of corn back. You get a cornstalk with multiple ears and hundreds of kernels. This is the exponential power that God has established in the universe. You always get more out of it than you put into it.

It’s why, when people verbally attack me, I never attack in return. Why? I don’t want to get caught in the chain. No matter what anyone says to me, I don’t want to say anything bad back to them because if I do, I’m going to reap more than I sowed. Instead, I choose to do the exact opposite of what they’ve done to me. I choose to bless them and pray for them. Why? Because that’s what I want to receive, and I always reap more than I sow.

The Message paraphrase says, “The world of the generous gets larger and larger; the world of the stingy gets smaller and smaller” (Proverbs 11:24).

Talk It Over

How have you seen the principle of multiplication active in your life?

What do you expect from your investments? How are you sowing so that you can receive what you want to reap?

How do you want God to make your world larger (Proverbs 11:24)? What do you need to change about your finances so that he can increase your influence and giving?

- by Pastor Rick

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Prayer:

Father,
           We come before You with humble hearts, asking for Your grace to be more generous. Teach us to see giving not as a burden, but as a privilege that reflects Your abundant grace. Open our hands and our hearts to share Your blessings freely, without hesitation or expectation. Remove selfishness, fear, and reluctance that may hold us back from truly serving others.
      Help us to give not only with our resources, but also with our time, our words, and our love. May our generosity overflow into acts of kindness, compassion, and forgiveness, bringing healing, unity, and hope to those around us.

     Teach us to trust You fully, knowing that when we give, You will meet our needs and bless us in return. Let our giving be joyful, sacrificial, and in faith, so that it may glorify Your name and make Your light shine brightly. Father, we pray that our generosity may be a reflection of Your heart — open-handed, selfless, and full of love. In Jesus’ name we pray, Amen.

Promise for Today - For Your Good

As the Spirit of the Lord works within us, we become more and more like him.

2 Corinthians 3:18 (TLB)

There’s nothing in your life that you can’t learn from if you’ll just respond with the right attitude.  Instead of saying, “God, why is this happening to me?’ learn to say, “God, what do you want me to learn from this?” Every situation in life will either make you bitter or better. It’s your choice because you CAN choose how you respond to it.

Every problem has a purpose, and the purpose is to help you grow up spiritually and become more like Jesus Christ. Philippians 2:5 says, “In your lives you must think and act like Christ Jesus” (ICB). If one of God’s purposes for your life is to grow up spiritually and to become like Jesus, then what is Jesus like?

The Bible calls Jesus’ character the fruit of the Spirit, which is “love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control” (Galatians 5:22-23 GW). These are the qualities God wants to build in your life. He wants your life to overflow with love, joy, peace, and all of these attributes.

God often produces these qualities in your life by putting you in the exact opposite situation. 

He teaches you how to love by putting you around unlovely people. It’s easy to love people who are cool, people who are like you, people you get along with. But God will put you around seemingly unlovable people to show you what his unconditional love looks like.

He’ll teach you joy not by giving you everything you want but by showing you in adversity and grief that he is still enough.

He doesn’t teach you peace when you’re out fishing by the lake or wherever you choose to rest and relax. God teaches you real peace in the middle of chaos, when everything in your life is falling apart and you learn to trust him more.

God teaches us patience in traffic jams and waiting rooms and the thousand different ways we have to wait in life.

Becoming like Christ is a lifelong journey. The Bible says in 2 Corinthians 3:18 in The Living Bible paraphrase, “As the Spirit of the Lord works within us, we become more and more like him.” God’s Spirit will be working on you the rest of your life to help you grow up spiritually.

When he uses ways to help you grow up that seem uncomfortable or inconvenient, remember that they are producing in you God’s best fruit.

Talk It Over

Think about a recent situation or circumstance that was difficult or stressful. How might God have intended to use it for your spiritual growth?

Why does adversity often teach us better than prosperity?

What do you think God wants you to do when you’re faced with adversity and you can’t see how God is using it for good in your life?

- by Pastor Rick

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Prayer:

Father, 

          Holy Spirit, we come before You with humble hearts, asking You to cultivate Your fruit in us. Let Your love flow through us, touching everyone we meet. Fill us with joy that overflows, peace that surpasses understanding, and patience that endures through trials.
           Lord, we ask for kindness and goodness to define our interactions, faithfulness to guide our commitments, and gentleness to reflect Your tender care. Grant us self-control to walk in righteousness and to resist temptations that seek to lead us astray.
          May love permeate our actions and words, joy radiate even in trials, and peace reign even amidst storms. Foster in us patience towards others, kindness in our dealings, goodness in our actions, faithfulness in our commitments, gentleness in our responses, and self-control in our desires.
         As we abide in You, we will bear much fruit, glorifying Your name and being a blessing to others.
We trust You, Father, to change us into the image of Your dear Son, and it's in His Name we pray. Amen

Promise for Today - The Essence of God

I want you to show love, not offer sacrifices. I want you to know me more than I want burnt offerings.

Hosea 6:6 NLT

The Bible says that “God is love” (1 John 4:8 NLT). It doesn’t say he has love. It says he is love. It is the essence of his character. It is the nature of his being. God is love.

The Bible says that you were created as an object of God’s love. The very reason you’re taking a breath right now is this: God made you simply to love you. He thought you up and created you as the object of his love because he is love. 

God didn’t need you. He wasn’t lonely. But he wanted you! The number one reason you were made was simply to be loved by God.

When you grasp this truth and let it shape your identity and purpose, you will never again have a problem with low self-esteem. Because when you realize how valuable you are—that God created the entire universe just so he could create the conditions so that human beings could exist so he could create you and love you—it will take away all those feelings of insecurity.

Unlike animals, we’re made in God’s image. That gives us the capacity to know and love God back.

One day Jesus was walking down the street when someone asked him, “Lord, what’s the most important command in Scripture?” And Jesus says, “‘Love the Lord your God with all your heart and with all your soul and with all your mind.’ This is the first and greatest commandment” (Matthew 22:37-38 NIV). The most important thing in life is to know and to love God.

God says in Hosea 6:6 in The Living Bible paraphrase, “I don’t want your sacrifices—I want your love; I don’t want your offerings—I want you to know me.” The most important thing you can KNOW in life is that God created you to love you. And the most important thing you can DO in life is to know and love him back.

When you get up in the morning, before you do anything else, sit on the edge of your bed and say, “God, if I don’t get anything else done today, I want to get to know you better, and I want to love you more.”

That’s the start of living with purpose.

Talk It Over

How do you love God “with all your heart and with all your soul and with all your mind” (Matthew 22:37 NIV)?

If your life focused first on loving and knowing God, what would change about your other priorities?

Why is it important to start your day by speaking truth like the one in today’s devotional, but also spending time with God and in his Word?

- by Pastor Rick

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Prayer:

Father,

           Let no distraction steal our focus from You. Open our eyes, our hearts, and our minds to comprehend the depth of Your teachings. May Your Word become our daily bread, sustaining us in every aspect of life. We ask a hunger and thirst for Your Word like never before—may it be a lamp unto our feet and a light unto our path. Help us to apply Your Truth in practical ways, to live it out in our daily life, and to share it with others who seek the Truth.
          Lord, draw us close to Your heart. Take away anything that stands between us. Help us to love You more than the world, to obey Your commandments, and to reflect Your love in all we do. We surrender our will to Yours. Lead us, guide us, and draw us closer to You with each passing day. May our pursuit of a deeper understanding of Your Word bring glory to Your Name and transform our lives for Your purpose. In Jesus’ Name we pray. Amen

Promise for Today - Seasons In His Time

Let’s not get tired of doing what is good. At just the right time we will reap a harvest of blessing if we don’t give up.

Galatians 6:9 (NLT)

The Bible tells us that there are seasons in life. Ecclesiastes 3:1 says, “There is a time for everything, and a season for every activity under the heavens” (NIV).

The fact that life is made up of seasons means that life also includes times of waiting. Between the “then” and the “now” (or the “now” and the “what’s coming next”), there is always a delay. This irritates most people. It can be frustrating to make a deposit, investment, or plan and not have it instantly come to fruition.

But fruit ripens slowly. Would you rather eat a vine-ripened tomato or one that has been picked green and ripened later in storage? There’s no comparison between a vine-ripened tomato, which was allowed to grow slowly, and a tomato that was picked prematurely. If you pick too soon, you miss the flavor.

In money management, you always reap in a different season than you sow. And, by the way, not all fruit ripens at the same time. When you grow peaches, they’re not all ripe at once. They come in little by little; you pick a few a day. When you start planting and following God’s money management principles, you’re not going to see all the results tomorrow. It’s going to come in over time. You’re going to have to wait to reap in a different season.

But while you’re waiting, God is working. When you’re waiting for the fulfillment of the efforts or money or energy that you’ve put into something, you may think nothing’s happening. But, oh, it’s happening! While that seed is hidden in the ground, it is slowly germinating. And when that seed bursts with God’s blessing on it, it will continue growing and growing. One day a little shoot will stick up out of the ground, and then you will see that it’s working.

But until then, you need to trust that God is working, even when you can’t see the fruit of your labor.

Plants take time to grow. There’s no such thing as instant maturity. No farmer goes out, plants the seed in the ground, comes back an hour later, digs it up, and expects it to have grown. You’ve just got to let it be, and let God grow it in his time.

Talk It Over

What have you been waiting on God to bring to fruition in your life?

How have you grown spiritually as a result of having to wait for that harvest? What has God taught you as you’ve been waiting on him?

Why do you think God makes you wait to reap what you sow?

- by Pastor Rick

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Prayer:

Father,

       Lord, we know You are good, and Your timing is perfect. Even when we cannot see the full picture, we trust that You are working all things together for our good. Help us to let go of our own timetable and to wait with patience, knowing that You are never late and that Your plans are good. If impatience begins to stir in our hearts, remind us that You are faithful and that Your provision will come at the right time. Give us the strength to remain steadfast, even when progress seems slow, and to trust that Your protection may be keeping us from something that is not right for us.
      Teach us to be patient like the farmer who waits for the harvest, knowing that in due season, blessings will come. Renew our strength and courage so that we do not grow weary while doing good, for in due season we will reap when we don't give up.
     We come before You with a heart full of hope and trust, surrendering our plans, desires, and unanswered prayers into Your hands. Thank You for the peace You give, and for the hope that fuels our patience. Help us to be grateful for what we have now while trusting in what You are preparing for us. Keep our hearts from comparing our season with others, for each of us walks our own path. In Jesus' Name we pray. Amen    

Promise for Today - Give It Away

Unless a kernel of wheat falls to the ground and dies, it remains only a single seed. But if it dies, it produces many seeds.

John 12:24 (NIV)

What does a farmer do when he has a barren field that’s producing no income? He doesn’t complain about it. He doesn’t even have to pray about it! He just goes out and starts planting seed, because nothing is going to happen until he plants the seed. He can pray all he wants, but prayer doesn’t replace planting.

Maybe you think you’re waiting on God. You think you’re waiting on God for that job. You think you’re waiting on God for a spouse. You think you’re waiting on God for the windfall. But God might be saying to you, “You think you’re waiting on me? I’m waiting on you! I’m waiting for you to plant a seed.”

Everything in life starts as a seed: a relationship, a marriage, a business, a church. And nothing happens until the seed is planted. Why does God require you to plant a seed? Because planting is an act of faith. You take what you’ve got, and you give it away. That takes faith, and it brings glory to God.

Jesus described this principle of sowing and reaping when he explained why he came to earth to die on the cross. In John 12:24, Jesus said, “Unless a kernel of wheat falls to the ground and dies, it remains only a single seed. But if it dies, it produces many seeds” (NIV). Jesus was saying, “People will be saved and go to heaven because of my death and resurrection. I’m going to plant a seed, and the seed is going to be my life.”

Here’s the principle of sowing and reaping: Whenever you have a need, plant a seed. Whatever you need—more time, more energy, more money, more support, more relationships, more wisdom—just plant a seed. If you need more time, give more time to your kids. If you need more money, give it away to someone who needs it. If you need more wisdom, share what wisdom you have with others. Give yourself away!

It may not make sense to you to give away something that you need more of, but that is exactly the kind of attitude that God wants to bless and that will produce fruit in your life.

Talk It Over

What need have you been waiting on God to provide?

What do you think God might be waiting for you to do about that need? What seed can you plant today?

What kind of results do you see in yourself and others when you plant a seed and give of yourself? How is God building your character through that?

- by Pastor Rick

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Prayer:

Father, 

           We come before You, asking for Your grace to transform us into more generous people. Help us to see that everything we have—time, talents, resources, and love—comes from You and belongs to You. Remove every form of selfishness, fear, or reluctance that holds us back from giving freely .
         Lord, we pray for a cheerful giving heart, one that flows from joy and gratitude rather than obligation. Teach us to give without reservation, whether it’s our time, our words, our encouragement, or our material blessings. Let our generosity reflect Your boundless love and compassion, and may our actions be a beacon of hope and kindness to those around us.
         Help us to overcome the fear of lack and to trust that You are our Provider. Give us wisdom in how, when, and where to give, so that our generosity blesses others and glorifies Your name.
         We ask You to break down the walls of scarcity in our spirit and replace them with a desire to bless. May our lives overflow with generosity, and may we be a vessel of Your grace, pouring out love and compassion to all we meet. In Jesus’ Name we pray. Amen

Promise for Today - Choose - Culture or Christ?

But as for me, my contentment is not in wealth but in seeing you and knowing all is well between us. And when I awake in heaven, I will be fully satisfied, for I will see you face-to-face.

Psalm 17:15 (TLB)

Life is not about things. You have to maintain the right perspective about what you own, or you’ll be possessed by your possessions. You’ve got to realize that none of it is going to last.

Jesus says in Luke 12:15, “Watch out and guard yourselves from every kind of greed; because your true life is not made up of the things you own, no matter how rich you may be” (GNT).

Never judge your self-worth by your net worth. Never think your value is related to your valuables. Realize that the greatest things in life aren’t things. You didn’t bring anything into the world, and you won’t take anything out of it. Life is not about acquisition or achievement; it’s about relationships and learning how to love God and other people.

The best way to remember that your life is not about things is to build it on eternal priorities. Focus on what will last forever. Every possession is temporary, so don’t build your life on acquiring possessions. Only two things are going to last forever: the Word of God and people.

You’ve got a choice to make. The world is telling you that you need to get more to be happier, more successful, more important, more valuable, and more secure. So you’ve got to decide: Are you going to listen to Madison Avenue or the Master? Are you going to listen to culture or Christ? Are you going to listen to the world or the Word? One will leave you dissatisfied the rest of your life; one will make you truly happy.

Before you can move toward financial freedom, you have to ask yourself, “What is the primary purpose of my life? Is it just to get more? What do I think about, talk about, and give my attention to? What am I living my life for?”

Look around, and you’ll see many people who have a lot to live on. You’ll see celebrities on television and successful businesspeople in your own community. These people’s bank accounts are overflowing. They have plenty to live on, but some of them may have very little to live for.

What about you? You may have a lot to live on, but do you have anything to live for? Do you have a relationship with God? The myth of the world is that you can have it all. The truth is that you can’t have it all. And, more importantly, you don’t need it all to be happy. You’re as happy as you choose to be.

The secret to contentment is finding your security and your satisfaction not in what you have but in whose you are. You find it in Christ.

The Living Bible paraphrase says, “But as for me, my contentment is not in wealth but in seeing you and knowing all is well between us. And when I awake in heaven, I will be fully satisfied, for I will see you face-to-face” (Psalm 17:15).

Talk It Over

What tangible or intangible things have you been acquiring instead of strengthening your walk with God?

How have you sacrificed your relationships in the pursuit of success or status? What do you need to do today to start repairing those relationships?

Are you okay with not “having it all”? Why or why not?

-by Pastor Rick

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Prayer:

Father, 

           We come before You with hearts that long for You above all things. Help us set our minds on heavenly priorities and not be consumed by the noise, worries, and temptations of the world. Thank You for Your Word, which is our lamp and light. Help us to dwell on Your truth so that our thoughts are fixed on You, not on the fleeting things of this life. Clear our minds of distractions, fears, and the lure of material gain, and fill us with Your peace that surpasses understanding.
     Abba, we confess that we have allowed the desire for goods to cloud our focus. Help us to take every wandering thought captive and bring it under obedience to Christ. Strengthen our will so that we choose Your kingdom and righteousness over the temporary pleasures and riches of this world. Purify our hearts from double-mindedness and worldly attachments, and renew our minds to see the emptiness of material pursuits. May our lives be built on Your promises, not on the shifting sands of wealth or status.
      Father, rebuke the noise and distractions that pull us away from You. Let our attention remain fixed on You. We trust Your timing, Your provision, and Your love above all else. We choose to live with a hunger for You, for You alone, and for Your eternal purposes. Help us, O Lord, in Jesus' Name we pray. Amen

Promise for Today - Choose to Refuse

If God gives us wealth and property and lets us enjoy them, we should be grateful and enjoy what we have worked for. It is a gift from God.

Ecclesiastes 5:19 (GNT)

The Bible says in 1 Timothy 6:17 that God “richly provides us with everything for our enjoyment” (NIV). That’s the kind of God we serve. He gave us the world for our enjoyment! But here’s the problem: We’re so busy getting more that we don’t enjoy what we’ve got.

The secret of contentment is to learn to enjoy what God has given you. 

Instead of grasping for more, pay attention to what you have now. Open your eyes, appreciate what God has already given you, and enjoy what you’ve got.

One of my favorite things to do is to watch the sunrise from the slope in our yard. I put a deck chair out there decades ago. I think I bought it at Target, and it wasn’t expensive. It’s faded, and a couple of slats are broken. I love to sit in that ratty old chair and watch the sun come up. It gives me great pleasure!

Would I have any more joy watching the sunrise if I were sitting in a diamond-encrusted recliner instead of my old, worn chair? No, it would not increase my joy one bit. In fact, there is an advantage to not having a diamond-encrusted recliner and instead being content with my old chair: No one will steal it!

You need to ask yourself, “What am I not enjoying right now?” Most of us get into what I call “when and then” thinking: “When this happens, then I’ll be happy.” 

“When I get a boyfriend, then I’ll be happy.” “When I get married, then I’ll be happy.” “When I have kids, then I’ll be happy.” “When my kids go off to school, then I’ll be happy.” “When I get married again, then I’ll be happy.”

But here’s the truth: You are as happy as you choose to be. If you’re not happy now, you’re not going to be happy later. Happiness is a choice!

I could take you to some of the poorest places in the world and show you two people living right next door to each other. One is miserable, and one is happy. Why? Happiness has nothing to do with your circumstances and everything to do with your attitude.

If you’re not happy with what you’re living on right now, I can guarantee that you’re not going to be happy with more. Because no matter what you have, you’re always going to want a little bit more.

Happiness is a choice. Choose right now to enjoy what God has given you!

Talk It Over

What has God blessed you with that you have not been enjoying to the fullest?

What have you been waiting for to be happy?

If happiness is a choice, why do people choose to be unhappy?

- by Pastor Rick

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Prayer:

Father,

          Today we choose joy. Not because everything is perfect, but because You are with us. Let joy fill our thoughts, happiness overflow in our words, and peace guide our actions. Lord, today we choose to refuse to be ruled by fear, anger, or disappointment. Instead, we embrace Your goodness and receive Your smile over our lives. Help us to breathe in gratitude with every breath. 

     Your joy protects us from bitterness and despair when we keep our focus on Your faithfulness rather than life's difficulties. Help us to find lasting happiness not in circumstances but in Your unchanging love. Let us rejoice in You always, no matter what we face. 
     Lift our spirit above discouragement. Replace sorrow with laughter, doubts with faith, and fears with peace. Help us embrace gratitude so that happiness becomes our natural state. In Jesus' Name we pray. Amen

Promise for Today - Not Mine

It is better to be satisfied with what you have than to be always wanting something else.

Ecclesiastes 6:9 (GNT)

The first step to becoming a contented person is to stop comparing yourself to others. But the problem is that comparison is our favorite pastime! We do it all the time.

You walk into somebody’s house, and the first thing you do is make comparisons: “I like that floor! Look at that drapery! Wow, what a television!” You think to yourself, “My house doesn’t look anything like this!” Or you walk past somebody and think, “I like the way she did her hair; mine looks terrible today.”

If you’re going to learn contentment, you’ve got to stop comparing your life to everyone else’s. You are constantly comparing, and it keeps you frustrated. You’ve got to stop it! 

You also have to learn to admire without having to acquire. You need to learn to rejoice in other people’s prosperity without getting envious and feeling like you need it too.

Here’s a great principle that many people don’t understand: You don’t have to own it to enjoy it! Maybe you like to vacation in the mountains. Why do you have to buy a mountain cabin when you can just rent or even borrow a friend’s cabin the one time a year you go to the mountains? Ownership isn’t the only way to enjoy something.

Not making comparisons isn’t just a good idea; it’s a commandment from God. Exodus 20:17 says, “You shall not covet . . . anything that belongs to your neighbor” (NIV).

Coveting is the uncontrolled desire to acquire. It’s such an important sin to avoid that it’s included in the Ten Commandments. The word covet in Greek means that you grasp something so tightly that you can’t let it go. If God ever gives you something and he tells you to give it away and you can’t, then you don’t own it; it owns you.

God is not saying you should never desire anything. Desires are not wrong. In fact, many of your desires come from God. But when a desire is uncontrolled, it becomes coveting; you compare yourself to others and think you must have more. That uncontrolled desire for something that is not yours is sinful and leads to all kinds of problems.

But desire isn’t always negative. In fact, nothing can be accomplished unless you desire to do it. You can’t become more like Christ without desiring to become more like Christ. You can’t be a more loving person without desiring to be a more loving person. You can’t be a more generous person without desiring to be a more generous person.

This kind of Christ-like, contented life only happens when you learn not to compare. When you compare, that leads to coveting, and when you covet, you can’t be content.

The book of Ecclesiastes says it simply: “It is better to be satisfied with what you have than to be always wanting something else” (Ecclesiastes 6:9 GNT).

Talk It Over

How can you change your perspective about your own possessions so that you can rejoice with others over theirs?

What do you think God wants you to fill your life with instead of possessions?

Christians talk a lot about God giving them the desires of their heart. What kind of desires do you think God wants to give you?

- by Pastor Rick

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Prayer:

Father,
            Teach us to be content with what You have given us, knowing that You are faithful and will never leave us. Fill our hearts with gratitude for the blessings we already have, and help us to focus on Your will rather than on what is not in our possession. Guard our thoughts and desires, that we may not be drawn to covetous thoughts of any kind.

     Grant us wisdom to avoid situations and influences that lead us to envy, and help us to rejoice in the success of others, knowing that You have good things in store for us. Strengthen us to trust in Your provision, even when circumstances change, and to find joy in the present moment. We know that the love of money is the root of all kinds of evil (1 Timothy 6:10), and that covetousness leads us away from You. Forgive us for the times we have wished for what we do not have, resented those who prosper, or allowed comparison to cloud our joy. Search us deeply, O God, and renew a right spirit within us (Psalm 119:36).  May our lives reflect Your love, generosity, and contentment. In Jesus' Name we pray. Amen

Promise for Today - Moving Against Your Fear

Take the money from this servant, and give it to the one with the ten bags of silver. To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.

Matthew 25:28-29 (NLT)

What keeps you from investing your life? What keeps you from moving toward financial freedom? I’ll tell you what it is: fear.

Many kinds of fear can hold you back. One type of fear is self-doubt, which says: “You’ve failed in the past, so you’re never going to try again.” But just because you fail doesn’t mean you should give up. Everybody fails; it’s the only way you learn what works! God uses ordinary people who choose to keep on going after failure instead of giving up.

Two disciples, Judas and Peter, denied Jesus before his crucifixion. They committed the same sin, but they reacted differently to their failure. Judas focused on his sin and not the forgiveness of God. His remorse overwhelmed him, and he ultimately took his own life. When Peter realized his sin, he repented and asked God for forgiveness. Not long after, Peter preached on Pentecost, and 3,000 people were saved the first day. 

Jesus chose to build the church on the biggest failure in the bunch. What a God! He didn’t choose the superstar. He chose the guy who had blown it the worst.

You may have really messed up financially or in other ways. But it doesn’t matter where you’ve been. What matters is the direction you are going right now.

In the parable of the talents we looked at yesterday in Matthew 25, a rich man entrusted his money to three servants before leaving on a long trip. When he returned, he asked for an account from the servants. Two of them had doubled the master’s money, but the third had been afraid and had hidden his portion instead of working and investing it. His fear disappointed and angered his master, who said, “Take the money from this servant, and give it to the one with the ten bags of silver” (Matthew 25:28 NLT). The master took away everything the servant had been given.

When you try to do things God’s way, you may feel afraid. In fact, Satan will try to get you to ignore God’s principles for money management by making you afraid of failure or making you doubt your ability to be a good steward of God’s money. But if you’re going to be successful in life, you have to move against your fears. You have to do the very thing that you fear the most!

As Matthew 25:29 says, “To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away”. When you move forward in faith and follow God’s guidelines for financial peace, you will experience his blessing; like the servant, God may give you even more...

Talk It Over

What financial failure has kept you from moving forward with God’s financial principles for your life?

Do you pray for God to give you more financial responsibility as a steward of his money? Why or why not?

What is it about God’s way of handling money that makes you afraid to be obedient? Talk to God about those fears today.

- by Pastor Rick

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Prayer:

Father, 

          Thank You for the many blessings You have poured into our lives. Help us to cultivate a heart of contentment and gratitude, even when facing financial challenges or uncertainties. Guard our hearts from feelings of envy or dissatisfaction, and remind us daily of the abundance we have in You. 

        Give us wisdom to manage our finances responsibly and in ways that honor You. Teach us to resist impulsive spending and to embrace discipline in creating and following a budget. Help us prioritize You over material desires and to steward our resources for Your glory. May we be generous with what we have, sharing with others in need and trusting Your provision for our own needs. Inspire us to use our finances as a tool for good and to reflect Your love in all that we do. Thank You for Your unwavering guidance. Strengthen our faith as we trust in Your timing and direction. Help us to remain faithful, patient, and trusting in Your perfect timing. Remind us that Your plans are greater than our own, and that You are always working for our good. Help us remember that all we have and all we are comes from You and is meant to be used for Your glory. In Jesus' Name we pray. Amen

Promise for Today - The Law of Possession

Once there was a man who was about to leave home on a trip; he called his servants and put them in charge of his property. He gave to each one according to his ability: to one he gave five thousand gold coins, to another he gave two thousand, and to another he gave one thousand. Then he left on his trip.

Matthew 25:14-15 (GNT)

Jesus told a story about a rich man who entrusted his property to his servants while he was away on a long trip. When he returned, he asked each one for an account of how they’d handled his money.

The rich man was looking for good stewardship. The word stewardship is related to the Old English word for “manager.” Your stewardship, your management, is key to your financial freedom. The first law of financial freedom is the law of possession: Everything you have belongs to God; you are only a manager!

You are called to be a steward of your time. You are called to be a steward of your influence. You are called to be a steward of your health, your relationships, and your opportunities. God calls you to be a steward or manager of everything you have.

You may say, “But wait a minute! I worked for my money, and now you want to tell me it isn’t mine?” Where do you think you got your body to work for your money? Where do you think you got your mind to work for it? Where do you think you got the energy to work for it? Where do you think you got the intelligence to work for it? Everything you have comes from God.

You don’t really own anything in life; it’s all on loan. You only get to use God’s money while you’re here on earth. He’s loaned it to you for a few decades. He loaned it to somebody before you, and he’s going to loan it to somebody else after you die. You don’t own it; the Master owns it all. You just get to manage it.

Do you know what the sign is that you’ve forgotten the law of possession? When you think your money is yours, you worry about it. You feel pressure and stress that you weren’t meant to.

Money management is a spiritual discipline. God is watching how you handle his money to see what spiritual riches he can trust you with in heaven. This might make you feel pressure, but there is actually freedom in the law of possession.

When you remember that God is the owner and you are the manager, you’ll worry a whole lot less and focus more on managing God’s money well.

Talk It Over

If you were the manager of a business, would you have as much pressure to succeed as the owner? Would you still want the business to succeed as much as the owner did? Why or why not?

How do you learn a spiritual discipline like money management?

What role does prayer play in your financial decisions? Why is prayer important in money management?

- by Pastor Rick

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Prayer:

Father, 

          We come before You with a humble heart, recognizing that everything we are and everything we have belongs to You. You are the Creator of all, the Giver of life, and the Sustainer of every breath. Our time, our talents, our resources, and our very souls are Yours, entrusted to us for Your glory.
      Teach us to steward well what You have placed in our hands, never clinging to what is not ours, but joyfully offering it back to You. Help us to live with open hands and a willing spirit, knowing that Your plans are perfect and Your ownership is absolute. May our lives be a reflection of Your love, our actions testimonies of Your grace, and our hearts a place where You reign without rival. In Jesus’ Name we pray, Amen.

Promise for Today - Terrific Servant or Terrible Master

[The] master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’

Matthew 25:21 (NIV)

Money is the acid test of your faithfulness. God uses it more than any other thing in your life to test your faith. Why? Because it’s the thing people have the hardest time with.

Look at the rewards God gives for wise money management: “[The] master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’” (Matthew 25:21 NIV).

The law of compensation is this: God will reward you for good money management. Matthew 25 suggests three steps of this reward: affirmation, promotion, and celebration.

It’s as if God affirms you by saying, “Good job! I was testing you to see if you could be trusted with what I gave you, and you passed the test. Well done, good and faithful servant.”

The second step is promotion. As you show faithfulness with a few things, God will give you greater responsibility. Then, as you show your responsibility, God will celebrate with you. You will share in God’s happiness!

Jesus said, “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money” (Matthew 6:24 NIV).

Notice he doesn’t say you shouldn’t serve God and money. He says you can’t. It’s impossible. Nobody can serve two masters. So you’re going to have to decide what will be number one in your life: God or money.

Money is a terrific servant but a terrible master. When it masters you, you’re always under stress. You’re always worried. You’re always uptight about it. But when you master your money, when you make it your servant, it serves you. When money works for you, instead of you working for your money, you will have peace.

Talk It Over

If God audited your finances, what grade would he give you, and why?

When has your money mastered you? When have you mastered your money? What were the differences in your relationship with God during those times?

How can you manage your money more wisely so that it works for you instead of controlling you?

- by Pastor Rick

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Prayer:

Father, 

           Thank You for every resource You’ve placed in our hands. We acknowledge that all we have comes from You, and we desire to honor You with it. Grant us wisdom to make decisions that reflect integrity and foresight. Teach us to live within our means, to save diligently, and to give generously. 
Guard our hearts from greed, fear, and comparison, and help us see money not as our security, but as a tool to serve others and fulfill Your purposes. May our stewardship bring peace to our home, blessing to those in need, and glory to Your name. In Jesus' Name we pray. Amen.

Promise for Today - Because Mercy

God blesses those who are merciful, for they will be shown mercy.

Matthew 5:7 (NLT)

Have you ever noticed that if you’re critical of others, they’re critical of you? If you’re kind to others, they’re kind to you? Or if you’re generous to others, they’re generous to you? Whatever you give in life, you’re going to get in return.

The same is true of God’s mercy. [Our verse for today -] Jesus says in Matthew 5:7, “God blesses those who are merciful, for they will be shown mercy” (NLT)

But why does God want you to show mercy to others? Why is being merciful so important?

Because God has shown you mercy.

Ephesians 2:4-5 says, “God’s mercy is so abundant, and his love for us is so great, that while we were spiritually dead in our disobedience he brought us to life with Christ. It is by God’s grace that you have been saved” (GNT). God wants you to pass on (share) the mercy you’ve received from him.

Because God commands you to be merciful.
Do you want a summary of what life’s all about? Here it is: “The Lord has told you what is good. This is what the Lord requires from you: to do what is right, to love mercy, and to live humbly with your God” (Micah 6:8 GW).

Because you’re going to need more mercy in the future.
You’re going to make a lot of mistakes between now and when you get to heaven, and you’re going to need God’s mercy. But you cannot receive what you are unwilling to give. James 2:13 says, “You must show mercy to others, or God will not show mercy to you when he judges you. But the person who shows mercy can stand without fear at the judgment” (NCV).

Because showing mercy brings happiness.
Matthew 5:7 says, “Blessed are the merciful” (NIV). The word “blessed” also means “happy,” so the more you learn and demonstrate mercy, the happier and more blessed you’re going to be.

Because so many people in the world are living for themselves, showing mercy and grace to others will always stand out. Be known for your mercy as you model for others how good God has been to you, and you will make an eternal difference!

Talk It Over

What do you think it means to “love mercy”? (Micah 6:8)

How have you seen God bless you when you’ve shown mercy to someone—even when it was difficult to do?

Think of a way you could have shown mercy to someone in the last week but didn’t. How do you think it might have changed the outcome of that situation?

- by Pastor Rick

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Prayer:

Father,

          You have shown us grace when we least deserved it, and kindness when we could offer nothing in return. Soften our hearts toward those who stumble, and open our eyes to see them as You see them— 
precious, loved, and worthy of compassion. When we are tempted to judge, remind us of the mercy You have poured over our lives. When we are hurt, teach us to respond with patience instead of anger. Let our words bring healing, and my actions reflect Your gentleness. Fill us with a love that forgives quickly, serves humbly, and seeks peace over pride. May our lives be a living testimony of the mercy we have received from You. In Jesus' Name we pray. Amen

Promise for Today - So Loved

God showed how much he loved us by sending his one and only Son into the world so that we might have eternal life through him. This is real love—not that we loved God, but that he loved us and sent his Son as a sacrifice to take away our sins.

1 John 4:9-10 (NLT)

Everything in life changes—relationships, jobs, health, finances. But there’s one thing in the universe that will never change: God’s love. God loves you, no matter what. Your failures, your brokenness, and your sin can never diminish his love. Knowing you can count on God's love provides a rock-solid foundation for your life.

The Bible’s most famous verse, John 3:16, says, “God so loved the world that he gave his one and only Son” (NIV).

Consider the small word “so” that goes before “loved” in that verse. “So” suggests the extravagance of God’s love. God loves you with a generous, extravagant love that can never be taken away. It’s beyond comprehension. He loves you on your good days and your bad days. He loves you when you sin and when you are faithful to him.

It's important that you don't just recognize this lavish love intellectually. You need to experience it emotionally, to really understand it deep down in your spirit. Love is God’s nature. God created the universe and everything in it just so that he could love it. And God created you so he could love you.

In fact, in Jesus, God shows what real love, his love, looks like. The Bible says, “God showed how much he loved us by sending his one and only Son into the world so that we might have eternal life through him. This is real love—not that we loved God, but that he loved us and sent his Son as a sacrifice to take away our sins” (1 John 4:9-10 NLT).

Many people say they love you. But God showed you he loves you. He loves you so much that it hurt. He sacrificed his Son. When Jesus died for you, he was saying he loved you so much he’d rather die than live without you.

The Bible says that’s what real love—the kind of love you can build your life on—looks like. Real love makes sacrifices. Real love gives all. Real love endures for all eternity.

That’s the kind of love only God has for you. He’s waiting with open arms to show you his goodness, mercy, and love.

Talk It Over

Why do you need to build your life on something that cannot be lost or taken away?

When do you most often doubt God’s love?

What does God’s love, demonstrated in Jesus, tell you about how you should love others?

- by Pastor Rick

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Prayer:

Father, 

          Thank You for the gift of Your Word, which reveals the magnitude of Your love. Help us to open our hearts and minds so we may truly understand the breadth of Your love — how it stretches across nations, generations, embracing every believer and reaching the most forgotten in our world. May we also comprehend the length of Your love — its eternal nature, stretching from the beginning of creation to the end of time. Teach us to trust in Your everlasting presence, knowing that Your love will never falter, no matter the trials we face. 

       Immerse us in the depth of Your love — the part that goes beyond surface understanding, that sees and heals our brokenness, and brings restoration to our souls. Help us to walk alongside others in their pain, reflecting Your compassion to them. And may we be lifted by the height of Your love — the glorious hope it brings, elevating us from despair to joy, from darkness to light. Call us to rise above the mundane to live a life that reflects Your holiness and majesty.

      Father, we surrender ourselves to Your love — unconditional, perfect, and complete. Let it fill every thought, word, and action, transforming us from within. Help us to share this love with others, so that they too may know the fullness of Your grace. In Jesus’ Name, we pray. Amen.

Promise for Today - Heaven's Reunion

There will be one huge family reunion with the Master. So reassure one another with these words. 

1 Thessalonians 4:17-18 (MSG)

When I was young, I didn't really think about heaven that much. First, it seemed so boring—at least the way the world describes it. Second, it seemed like a long way off. And third, no one I knew was there yet. But I know a lot of people who are in heaven now, and I can't wait to get there and be with them.

In heaven, we're going to be reunited with our loved ones who love the Lord. Those who are in the family of God are all going to be there.

Who would you like to talk to first in heaven? Of course, you’re going to meet and worship the Lord first. But who are you excited to see next? Every believer throughout history will be there. Would you like to talk to Moses? You can! How about Abraham or Mary or Paul? I don’t know about you, but I definitely have some questions for Jonah. You’ll see famous people from throughout Christian history and scientists and world leaders and people from every tribe and nation. You're going to have all of eternity to talk with them!

The Message paraphrase says, "There will be one huge family reunion with the Master" (1 Thessalonians 4:17). Can you imagine how emotional, how joyful that's going to be? Then verse 18 says, “So reassure one another with these words.”

My mother is in heaven, my father is in heaven, my older brother, Jim, is in heaven, and my youngest child, Matthew, is in heaven. I have many dear people who served with me in ministry in heaven. The more of my family and friends who are on that side of death, the dearer heaven becomes to me.

Are you encouraged by the thought of being in the presence of Jesus and reunited with your friends and family? When we are grieving with someone, we should share that encouragement with them. If they and their loved one know Jesus as their Savior, then death is not the end. They will see them again!

This is God’s goodness to us: there is no greater hope in life than a big family reunion for eternity!

Talk It Over

How does knowing you will see fellow members of God’s family in heaven motivate you to share the gospel?

Who in your life needs to hear about God’s offer of an eternal home in heaven? What will you do about it?

What kinds of things do you think you will want to talk about in heaven, once you’ve left the world behind?

-by Pastor Rick

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Prayer (prayer for salvation, following the 'Reunion' prayer)

Father,

         Hold close the ones we love who have gone before us. Let their laughter bloom again in the gardens of Your kingdom, where no shadow falls, and no tear is shed. Keep them in the warmth of Your presence until the day our own steps take us through the gate of pearl. Grant us patience in the waiting, faith in the unseen, and hope that does not fade with the years.
      When the trumpet of Your promise sounds, may we meet again in the embrace of forever - no more parting, no more night - only the joy of reunion in Your everlasting peace. In Jesus' Name we pray. Amen

****************Prayer for Salvation

Will you be part of the heavenly family reunion?

The Bible says you can only get to heaven by trusting in God through his Son, Jesus Christ. You cannot earn your way into heaven: “It is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God—not by works, so that no one can boast” (Ephesians 2:8-9 NIV).

If you’re ready to commit your life to Jesus, pray this prayer:

“Dear God, you have promised that if I believe in your Son, Jesus Christ, everything I’ve ever done wrong will be forgiven, I will learn the purpose of my life, and you will accept me into your eternal home in heaven one day.

“I confess I have sinned, and I ask for your forgiveness. I believe that Jesus died to take away my sins and that you raised him to life. I want to trust Jesus as my Savior and follow him as Lord from this day forward. Guide my life and help me to do your will. In Jesus’ name I pray. Amen.”

Promise for Today - Ambassadors of Truth

God is not a God of confusion but of peace. 

1 Corinthians 14:33 (ESV)

God has called you to represent him everywhere you go. Just as countries send ambassadors, God is sending you out to tell others about his love and forgiveness.

But maybe you lack the confidence needed to share your faith. Maybe you think it requires having a salesperson mentality. But that simply isn’t true! You don’t have to be good at “closing the deal” to invite people into God’s family. You see, all humans have the same inner longings. So, when you tell others about Jesus, you’re offering them something they’re already looking for. What a confidence booster!

Another confidence booster in sharing your faith is this: Most people don’t really know what they believe. They may label themselves a certain way, but when you scratch beneath the surface, they sometimes don’t even know what that system believes.

Some people claim to think a certain way but end up contradicting themselves. For example, they’ll say, "There are no absolutes in life." But that’s nonsense because that statement contradicts itself. They may as well say, “There are absolutely no absolutes in life.” In fact, people who make that claim live by rules and beliefs based on absolutes all the time.

Sharing your hope in Christ can help bring clarity to people’s lives. It gives them the understanding they need. The Bible says in 1 Corinthians 14:33, “God is not a God of confusion but of peace” (ESV). The truth of God’s Word sets people free from contradiction, confusion, and everything else that binds up their lives.

“You will know the truth, and the truth will set you free” (John 8:32 NIV).

Next time you lack the confidence to share your faith, you can relax, knowing that the message of Jesus will bring much-needed clarity to people’s lives.

Talk It Over

Do you live life consciously that you are an ambassador for Christ everywhere you go? If not, how might that practice change your life and the lives of those around you?

What confusing or conflicting beliefs did you once have? How has God’s Word brought clarity to those beliefs?

Who do you have who can hold you accountable to share your faith while you do the same for them?

- by Pastor Rick

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Prayer:

Father,

           Make us faithful ambassadors of Your truth. Let our words be seasoned with grace, our actions reflect Your love, and our lives bear witness to the transforming power of the Gospel. Give us the courage to speak boldly when the world is silent, and the wisdom to listen deeply when hearts are hurting.
      Clothe us with the armor of righteousness, so that we may stand firm against deception and fear. Fill us with compassion for the lost, patience for the searching, and steadfastness in the face of opposition. May we never distort or dilute Your Word, but proclaim it with clarity, humility, and love.
      Holy Spirit, guide our steps so that every conversation, every decision, and every moment becomes an opportunity to point others toward Christ. Let Your presence in our lives bring light into darkness, hope into despair, and peace into chaos.
      Father, we surrender our will to Yours. Use us as Your vessel - whether in quiet acts of kindness or in bold declarations of faith—to draw others closer to You. May our lives be living testimonies that Jesus is Lord, and may all glory be Yours forever. In Jesus' Name we pray. Amen

Promise for Today - Knowing What Counts

Everything else is worthless when compared with the infinite value of knowing Christ Jesus my Lord. 

Philippians 3:8 (NLT)

Every day when you wake up, you need to remind yourself of what counts and what doesn’t count. Don’t be distracted by things that are insignificant and petty.

Why is it important to remind yourself of what matters? It’s easy to lose your joy over some small thing. In fact, it’s usually the small irritations—not the big issues—that cause you to lose your happiness. Somebody cuts you off when you’re trying to make a turn, and you lose your happiness. The clothes you put on don’t fit anymore, and you lose your happiness. It’s the little things that sometimes affect people the most, and yet they don’t really matter.

Paul said in Philippians 3:7, “I once thought these things were valuable, but now I consider them worthless because of what Christ has done” (NLT).

What was the most important thing in your life before you met Jesus Christ? Was it your career? Making money? Maybe it was getting a date or being popular. For some believers, the most important thing was collecting possessions or getting ahead or proving themselves. Paul said all those things are “worthless when compared with the infinite value of knowing Christ Jesus my Lord” (Philippians 3:8 NLT).

Here’s a good question to ask when you’re distracted by worthless things: How much will this matter in 100 years? Many things won’t even matter tomorrow, much less for eternity. When you ask this question, it changes your perspective. You understand that all the things you used to care about don’t even compare to the joy that comes from having a relationship with Jesus.

When you become a Christian, Jesus doesn’t only change your perspective. He changes your values. You no longer want to do the things you used to do. He changes your “wants.”

When God comes into your life, you learn the joy of knowing Jesus. And that’s what really counts.

Talk It Over

What small things have you been worrying about that are robbing you of your happiness?

What was the most important thing to you before you believed in Jesus Christ? How do you feel about it now?

What are some practical ways you can turn your focus to God and keep an eternal perspective?

- by Pastor Rick

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Prayer:

Father,

          In the words of Paul, we want to count all things but loss for the excellency of knowing You, our Lord and Savior. Help us to discern what truly matters in this life - not the achievements, possessions, or status that pass away, but the eternal value of Your love, grace, and truth. Father, we acknowledge that the world often pulls us toward things that bring temporary joy but leave emptiness behind. Teach us to see all such pursuits in their rightful perspective, so that we may set our hearts on You above all else. In Jesus' Name we pray. Amen

Promise for Today - A Soul Restored

The LORD is my shepherd; I shall not want. He makes me lie down in green pastures. He leads me beside still waters. He restores my soul.

Psalm 23:1-3 (ESV)

Why does your soul need to be restored—and how can God restore it?

There are all kinds of ways that souls are damaged, but they most often are damaged when we try to deal with our grudges, our guilt, and our grief on our own. The truth is, God never intended for you to carry those burdens alone. So how does Jesus bring you rest and restore your soul?

Jesus turns your hurts into holiness.
Sometimes we hold onto our hurt; in other words, we hold grudges. And when you start thinking about retaliation or getting revenge against someone who has hurt you, you become bitter. But you can trust God with your hurt. He has a way of bringing good even out of evil. Romans 8:28 promises, “We know that in all things God works for the good of those who love him” (NIV).

Jesus takes your sins on himself.
You should only hold on to guilt for about five seconds—long enough to realize you were wrong, confess it to God, and let it go. But instead, many people carry around the burden of unconfessed guilt. The Bible teaches, “[Jesus] was willing to give his life as a sacrifice. He was counted among those who had committed crimes. He took the sins of many people on himself. And he gave his life for those who had done what is wrong” (Isaiah 53:12 NIRV). There’s no need for you to keep living with guilt for something that God has already forgiven and forgotten.

Jesus feels your grief and heals your heart.
Grief [can be] good; it’s how we get through life transitions. But sometimes we get stuck in our grief. And unprocessed grief will hurt you. But there’s good news: Jesus understands your grief because he’s experienced it, too. Isaiah 53:3-4 says, “He was hated and rejected by people. He had much pain and suffering... But he took our suffering on him and felt our pain for us” (NCV). However, he doesn’t just feel your grief; he heals it: “He heals the brokenhearted and binds up their wounds” (Psalm 147:3 NIV).

God never intended for you to go through life carrying all your grudges, guilt, and grief alone. Jesus wants you to come to him for restoration. He promises, “Come to me, all of you who are weary and carry heavy burdens, and I will give you rest” (Matthew 11:28 NLT).

Talk It Over

What hurts have you held onto and allowed to become grudges? Ask God to take those hurts and work them for good in your life.

What old sin do you still feel guilty for? Take a few minutes to confess it, to accept God’s forgiveness, and to ask God to help you live in the freedom of being forgiven.

What grief have you never processed? Ask God to help you work through it and bring you healing.

- by Pastor Rick

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Prayer: (make it personal)

Father,

        My heart is heavy with the weight of grudges, the sting of guilt, and the ache of grief. I lay these burdens before You, trusting in Your mercy and grace. Help me to forgive where I have been hurt, and to seek forgiveness where I have caused pain. Wash away the shadows of regret, and fill the empty spaces with compassion and light. Teach me to let go of what I cannot change, to honor what I have lost, and to walk forward with courage and hope. May Your peace settle deep within me, healing what is broken, and guiding me toward a life rooted deeply in love. In Jesus' Name I pray. Amen